LAYAWAY

Benefits of the Layaway Plan:

• No credit check needed.
• Only need 20% down to get it started.
• Pay over time.

Things to know about the Layaway Plan:

• Makes the item final sale / non-returnable.
• All payments forfeited if layaway is canceled.
• Not able to take item home until layaway is fully paid off.

Policy

Articles may be placed on layaway for a maximum of 180 days, with a minimum deposit of 20%. If no satisfactory arrangements have been made for full payment before the end of the 60-day period, the item(s) will be returned to stock. Layaway deposits and payments are non-refundable after 14 days of original layaway, but may be applied toward the purchase of other merchandise. Completed layaways are not returnable or exchangeable.

FINANCING

Financing available through Citibank via Jewelers Reserve.